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Home › Saving Money for Beginners: Where to Start

Saving Money for Beginners: Simple Ways to Start

Saving does not have to be complicated. Start small: 1. Write down what you spend money on. 2. Set a monthly budget. 3. Use voucher codes and new customer offers on things you would buy anyway. 4. Do not buy something just because it is on sale.

Updated: November 7, 2026

Free and saving offers

PODERM - Nail Polish Remover Extra Mild Tea Tree 100ml - Quick & Easy Nail Polish Removal - Acetone-Free - Nail Fortifying & Nourishing
12£ CODE
Amazon

PODERM - Nail Polish Remover Extra Mild Tea Tree 100ml - Quick & Easy Nail Polish Removal - Acetone-Free - Nail Fortifying & Nourishing

★★★★☆ (21)
−12£ Get code →
✓ Verified
Amazon Found at Amazon
TOPDON AL400-A OBD2 Code Reader, 10 OBD2 Functions, Check Engine Light/Smog Emission Test / O2 Sensor Test/EVAP, Free Lifetime Update
19£ CODE
Amazon

TOPDON AL400-A OBD2 Code Reader, 10 OBD2 Functions, Check Engine Light/Smog Emission Test / O2 Sensor Test/EVAP, Free Lifetime Update

★★★★☆ (29)
−19£ Get code →
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Amazon Found at Amazon
£5/£15/£20/£35/£115/£270 off on selected items [possible 10% cashback in credit] using code
10%
AliExpress

£5/£15/£20/£35/£115/£270 off on selected items [possible 10% cashback in credit] using code

−10% Get deal →
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AliExpress Found at AliExpress
TODIMART T3 Electric Scooter 350W 7.5AH 36V 25KM/H Foldable E Scooter battery 8.5 inch - With Code - Sold by Martes Big Save Store
94£
AliExpress

TODIMART T3 Electric Scooter 350W 7.5AH 36V 25KM/H Foldable E Scooter battery 8.5 inch - With Code - Sold by Martes Big Save Store

★★★★☆ (13)
−94£ Get deal →
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AliExpress Found at AliExpress
Save 10% on finds you’ll love at eBay
10% CODE
eBay

Save 10% on finds you’ll love at eBay

★★★★☆ (39)
−10% Get code →
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Petra Found by Petra
Samsung Galaxy S26 Ultra 6.9'' 5G 256GB Unlocked Dual-SIM-Free, Black - Discount at Checkout - Sold by Tesco
884£
eBay

Samsung Galaxy S26 Ultra 6.9'' 5G 256GB Unlocked Dual-SIM-Free, Black - Discount at Checkout - Sold by Tesco

★★★★☆ (16)
−884£ Get deal →
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Markus Found by Markus
Lancashire Farm Natural Whole Milk/Virtually Fat Free Bio Yogurt 1kg - Nectar price
1£
Sainsbury's

Lancashire Farm Natural Whole Milk/Virtually Fat Free Bio Yogurt 1kg - Nectar price

★★★★☆ (14)
−1£ Get deal →
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Sainsbury's Found at Sainsbury's
Sainsbury's British Free Range Eggs Large x12 - Nectar Card
3£
Sainsbury's

Sainsbury's British Free Range Eggs Large x12 - Nectar Card

★★★★☆ (12)
−3£ Get deal →
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Laura Found by Laura
Save up to 48% on Aosom's new arrivals
48%
Aosom

Save up to 48% on Aosom's new arrivals

★★★★☆ (13)
−48% Get deal →
✓ Verified
Aosom Found at Aosom
Use this Aosom discount code to save 12% on your orders
12%
Aosom

Use this Aosom discount code to save 12% on your orders

−12% Get deal →
✓ Verified
Aosom Found at Aosom
Hisense 55E78QTUK PRO 144Hz 55 Inch QLED HD Smart Freely TV -5 Year Warranty - Discount At Checkout
329£
Costco

Hisense 55E78QTUK PRO 144Hz 55 Inch QLED HD Smart Freely TV -5 Year Warranty - Discount At Checkout

★★★★☆ (13)
−329£ Get deal →
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Felix Found by Felix
Hisense 65E8QTUK 65 Inch Mini LED 4K UHD Smart Freely TV - 5 Year Warranty - Checkout Price
569£
Costco

Hisense 65E8QTUK 65 Inch Mini LED 4K UHD Smart Freely TV - 5 Year Warranty - Checkout Price

★★★★☆ (11)
−569£ Get deal →
✓ Verified
Costco Found at Costco
Free delivery online £40 min spend
40£
ASDA Groceries

Free delivery online £40 min spend

★★★★☆ (30)
−40£ Get deal →
✓ Verified
Kathy Found by Kathy
Free delivery with orders over £40
40£
ASDA Groceries

Free delivery with orders over £40

★★★★☆ (20)
−40£ Get deal →
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ASDA Groceries Found at ASDA Groceries
Save up to 40% on outlet items by using this Anker voucher code
40%
Anker

Save up to 40% on outlet items by using this Anker voucher code

★★★★☆ (20)
−40% Get deal →
✓ Verified
Tom Found by Tom
Save £45 on 565 11-in-1 USB-C hubs by entering this Anker discount code
45£
Anker

Save £45 on 565 11-in-1 USB-C hubs by entering this Anker discount code

★★★★☆ (10)
−45£ Get deal →
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Tom Found by Tom
Werner Fibreglass 1.7M 6 Step Swingback A Frame Step Ladder - Free C&C
84£
Screwfix

Werner Fibreglass 1.7M 6 Step Swingback A Frame Step Ladder - Free C&C

★★★★☆ (21)
−84£ Get deal →
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Screwfix Found at Screwfix
Triton Enrich Black/Chrome 8.5kW Manual Electric Shower (1015G) (Free C&C)
84£
Screwfix

Triton Enrich Black/Chrome 8.5kW Manual Electric Shower (1015G) (Free C&C)

★★★★☆ (21)
−84£ Get deal →
✓ Verified
Screwfix Found at Screwfix
£15 off and free delivery for £25+ spend via Tesco Whoosh - select accounts unique code via email
15£ CODE
Tesco

£15 off and free delivery for £25+ spend via Tesco Whoosh - select accounts unique code via email

★★★★☆ (27)
−15£ Get code →
✓ Verified
Tesco Found at Tesco
Kids school uniform 25% off with clubcard price. Free delivery over £50
25%
Tesco

Kids school uniform 25% off with clubcard price. Free delivery over £50

★★★★☆ (18)
−25% Get deal →
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Tesco Found at Tesco
Save £650 on C1000 Gen 2 power station plus 100W solar panel when using this Anker Solix UK disocunt code
650£
Anker Solix

Save £650 on C1000 Gen 2 power station plus 100W solar panel when using this Anker Solix UK disocunt code

★★★★☆ (11)
−650£ Get deal →
✓ Verified
Anker Solix Found at Anker Solix
Save £1400 on F3800 portable power station by entering this Anker Solix UK discount code
1400£
Anker Solix

Save £1400 on F3800 portable power station by entering this Anker Solix UK discount code

★★★★☆ (13)
−1400£ Get deal →
✓ Verified
Anker Solix Found at Anker Solix
Now Up to 70% Off John Lewis Home & Garden Clearance Sale (Over 1,000 Lines, Prices From £1.50) + Free C&C Over £40
70%
John Lewis & Partners

Now Up to 70% Off John Lewis Home & Garden Clearance Sale (Over 1,000 Lines, Prices From £1.50) + Free C&C Over £40

★★★★☆ (25)
−70% Get deal →
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John Lewis & Partners Found at John Lewis & Partners
Samsung 55 inch, UE55U8000F (2025) LED HDR 4K Ultra HD Smart TV, Free Delivery w/Code + Save 25% on the HW-B650F Soundbar (5 Year Guarantee)
249£
John Lewis & Partners

Samsung 55 inch, UE55U8000F (2025) LED HDR 4K Ultra HD Smart TV, Free Delivery w/Code + Save 25% on the HW-B650F Soundbar (5 Year Guarantee)

★★★★☆ (21)
−249£ Get deal →
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John Lewis & Partners Found at John Lewis & Partners

What to look out for

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Frequently asked questions

How do I start saving?

With an overview of income and spending. Then set a realistic budget and small, fixed saving amounts.

Are voucher codes really worth it?

Yes, if you would buy the item anyway. A discount on something you do not need is not a saving.

What are free offers?

Extras, samples or free shipping. Check conditions such as a minimum order value.

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